Terms & Conditions

We have the lowest fees for a typical Chapter 7 for an individual or married couple without foreclosure, multiple properties or a business.

The $ 0.00 up front fee for Chapter 13 applies to all Chapter 13 cases except for cases involving foreclosures.  If you are in foreclosure, a Notice of Default has been filed, there is an up front fee of $500.00 which is applied to the total fee.     Foreclosure cases are filed on an emergency basis while you wait.  You leave with copies of your filing that includes  your case number and proof of filing.

We do not get paid any attorneys fees in Chapter 13 Cases until your case is approved by the Court.  We are confident we can get your plan approved.